Hundo reconciles your fixed deposits, EPF, PPF, NPS, mutual funds, stocks, gold and cash into a single net worth, and marks the market-linked ones to today’s prices. You capture each account once; it keeps the running total — with the XIRR, the maturity dates, and the month-by-month retirement passbook behind it.
| Holding | Portal | Value | Marked |
|---|---|---|---|
| SBI · Fixed deposit | YONO | ₹8,12,000 | Matures Mar 2027 |
| EPF · Lily AI | EPFO | ₹10,45,000 | Passbook imported |
| Mutual funds · SIP | Kite | ₹9,41,360 | XIRR 14.2% |
| NPS · Tier I | CRA | ₹6,18,200 | E-C-G 50/30/20 |
| PPF · SBI | Bank | ₹11,20,000 | Matures 2029 |
| Stocks · demat | Kite | ₹7,84,500 | Marked to close |
| Gold · Sovereign bonds | RBI | ₹4,86,000 | AMFI/RBI mark |
| Reconciled total | ₹58,07,060 | ≈ ₹58.07 lakh |
Figures are illustrative. Your ledger shows your own holdings, marked to today’s market.
A number that adds up your purchase prices is a comforting lie. Hundo pulls the latest NAV for every mutual fund from AMFI, the last close for stocks and gold from NSE and Yahoo, and the RBI rate for sovereign gold bonds — all keyless, all yours. For each fund it works out the XIRR and absolute return from your real buy history, so a line that reads₹9,41,360 · XIRR 14.2% is the honest present, not the hopeful past.
Retirement money hides in monthly contributions nobody totals. Hundo keeps a passbook for it: every month’s EPF, PPF and NPS entry, split into employee, employer and pension shares, tied to your career timeline so a job change or a gap is visible in the ledger. Import your EPFO passbook PDF and Hundo reads the entries straight in — no retyping a decade of rows.
Fixed deposits, EPF/EPFO, PPF, NPS, mutual funds, stocks and demat holdings, gold and sovereign gold bonds, and plain cash — across every bank, portal and folio. You enter each once; Hundo keeps the running total.
Hundo marks investments to market using keyless AMFI, Yahoo and NSE feeds — latest NAVs for funds and last-close prices for stocks and gold. For mutual funds it also computes XIRR and absolute returns from your actual buy history, so the number reflects what you’d have today, not what you put in.
A month-by-month ledger of your EPF, PPF and NPS contributions — split into employee, employer and pension shares — tied to your career timeline. You can import an EPFO passbook PDF and Hundo reads the entries straight into the ledger.
No automatic scraping. You capture each account once, or import a passbook PDF; Hundo then keeps the picture current by marking market-linked holdings to today’s prices. Nothing leaves your household without you.
Free during early access. We open families in small batches.